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Ron Lieber’s Your Money column examines the liability insurance coverage offered by Zipcar and Hertz to their car-sharing customers. Zipcar’s Liability Insurance: Is It Adequate?

This weekend’s Your Money column, about the liability insurance coverage that Zipcar and Hertz offer their car-sharing customers, ends with a question. After explaining that their policies wouldn’t come close to covering drivers who caused serious harm or death to another person, I wondered whether customers were still comfortable with the coverage limits.